Credit Facts, News and Information

2 Comments

• Woof says:

  October 31, 2011 at 3:03 am

  You submit a dispute with copies of documentation showing that it was paid off. That doesn’t remove the item – however, it should have the status updated to “paid.”
• just me says:

  October 31, 2011 at 3:16 am

  If it is an error on their part and the money was there all along, then you can call them and ask to speak to a supervisor to have the credit report bid retracted. They will likely ask you for a copy of your bank statement showing the date the payment was withdrawn from your bank.