My credit report show inquiries I did not initiate. How do I get them off my report?
I was recently turned down for credit due to supposedly too many credit inquiries. After checking my report I found 7 in the last 3 months. I do not believe they are all mine. How do I have them removed or if I cannot how long will they adversely affect my credit?
Credit, initiate., Inquiries, Report, Show, Them
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find out what the dispute policy is at reporting agency then follow that and get them off hope this helps you
the ones that adversly affect you come off after 2 yrs. the other ones arent seen by anyone but you. it should say on your report which is which.
I would be more concerned about identity theft than the removal of that information if you aren’t responsible for them. I’d be looking into what companies looked… and why they looked.
1. To have any inaccurate information removed, send a letter by certified mail, return receipt requested to the credit bureau that issued the report stating that you dispute the information because it is inaccurate.
2. Inquiries stay for two years. However, they only affect your credit for one year.
Probably you have some wrong items in your credit report. Use credit repair service to find and remove such bad stuff from your credit – credit-report-free.totalh.com