Credit Facts, News and Information

The year in review for American Capital. View full post on Fool.com Headlines

French rating cut could take years to repair – debt agencyMoneycontrol.comPARIS (Reuters) – A downgrade of France's cherished triple-A credit rating would be painful and costly and could take years to repair, the head of the country's debt management agency said in an interview with daily Les Echos. … View full post on credit repair [...]

French rating cut could take years to repair – debt agencyReuters IndiaPARIS (Reuters) – A downgrade of France's cherished triple-A credit rating would be painful and costly and could take years to repair, the head of the country's debt management agency said in an interview with daily Les Echos. …and more » View full post on [...]

For example, in California the Statute of Limitations on collecting debt is 4 years. So after 4 years, can the collection agency continue to post negative entries in your credit report?

A large, financially successful company is not paying its bills on time. One invoice is over 60 days old for $10,000, and another is over 30 days old for another $10,000. The large company has been unresponsive to our requests for payment status. How do I report them to a credit reporting agency?

Can a collection agency hit your credit report before notifying you in writing? This stupid collection agency negatively hit my credit report without even sending me anything! I had to call them and have THEM send the stuff out! Is this right? How can they just hit your credit report without giving you the opportunity [...]

I know that i can get my free credit report once a year, but there are like 3 reporting agencies to chose from. Which of those agencies is most accurate, and gives out the most info? I want one, to show all the negatives thing i might have in order for me to fix them, [...]